We will work with you to customize the format of our hybrid model and the financial blueprint before helping you build your portfolio.  We find this keeps clients more “in the loop” and informed.  All commission-based and non-discretionary account investments must be approved by you, so we will not only discuss with you individual trade recommendations, but also briefly review the discretionary account model, which is available via the Stifel Solutions Program, until we come to our semi-annual formal portfolio review. 

Where we reasonably believe it to be in a client’s best interest, we recommend:

Advisory Services

For more details, including costs, please refer to Stifel’s Form ADV Part 2A, Wrap Disclosure Brochure, available on our website here, for detailed information about the fees and expenses that clients incur in connection with Stifel’s investment advisory programs and to Stifel’s Form CRS, available here.

Non-Advisory Products (Brokerage Services)

For more details, including costs, please refer to Stifel’s Relationship Guide here and to Stifel’s Form CRS, available here.


The Solutions program requires a minimum investment, which varies by strategy.  Ask your Financial Advisor for a Disclosure Brochure, which further outlines the fees, services, exclusions, and disclosures associated with this program.  Since all investment decisions in a Solutions account are made by the Financial Advisor without having to receive prior client approval, it is paramount that Solutions clients have detailed knowledge of the Financial Advisor’s individual investment philosophy and decision-making process before entrusting him or her with their portfolio.  You should consider all terms and conditions before deciding whether the Solutions Program and any particular strategy are appropriate for your needs.